GETTING STARTED & ACCOUNT SETTINGS. How can I sign up for online banking? It's convenient, fast and easy! UMB offers a variety of ways for you to enroll. Text Banking. Text "B" for your balance, get automatic text alerts when your account falls below your set amount and so much more. Access your UMB checking or savings accounts or pay your bills with online banking. Benefits of using UMB Online Banking include: Free – no charge for online. UMB Convenience Checking is designed for those people who want to keep it simple, but also want to feel valued. Remember, UMB utilizes secure firewall technology and bit encryption for all commercial online banking to ensure the safety and security of your personal and financial information. Free Mobile Account Alerts 1. Go Global with UMB Our International Services world snooker matches was built to help clients achieve their international business objectives. Online Banking Pay your bills online.